I guess I was not really clear, my bad. I know my homeowners will let me schedule jewelry, I guess my question was "in your opinion (collectively), is the watch unusual enough to warrant the protection?"
BTW, this is the strap watch with the white dial, gold roman numerals, in a gold plated case. Its a good looking piece.
Thnaks for your comments.
Todd
I agree with
Watchbreath. As a general rule of thumb, unless a watch is made of precious metal (gold or platinum), it's value is
extremely subjective.
A few exceptions can be made for certain watches made by
certain manufacturers such as
Breguet, Patek Philippe, Blancpain, Rolex, Ulysse Nardin, A. Lange & Söhne not necessarily in that order, to name a few. Even then, most of the value comes down to what they can fetch at auction from a collector [or collectors] bidding on them. You'll see some of these on Christie's and other
Lifestyles of the Rich and Famous auction house sites.
So, when it comes down to it, a pre-owned watch is only worth what someone else will pay for it, and frankly, most of the watches we bid on on sites like EBay will not fall in this category -
no way near. 99% of the time, if we win the bid on a watch on EBay it's because nobody else wants to pay for it much more than what we paid for it, although sometimes we really get lucky and happen to bid at the right time and under the right circumstances and come away with a near steal! If you can re-sell it for what you paid for it - that is the best possible outcome. But you'll find that the average collector on here buys a watch simply because he wants that particular watch.
Unless I bought a Rolex or something similarly priced, I wouldn't worry too much about insuring it. But that's just me.
